Interactive simulation

Feel how membership builds real credit.

Roughly 90 million Americans are locked out of mainstream credit — about 7 million are credit invisible, 19 million are unscorable, and 65 million are stuck in subprime. CreditMax is a flat monthly subscription: no loans, no debt, no interest, and no credit pull to join. As a Public Benefit Corporation, our charter obligates us to member outcomes — not just profit.

  1. Subscribe
  2. Pay on time
  3. We report to all three bureaus
  4. Your score reflects your real reliability

Want this for real?

Join the waitlist and we'll let you know the moment membership opens.

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This is an illustrative simulation. Scores shown are not real and individual results vary. CreditMax is a subscription service, not a lender.