No loan to take on. No balance to carry. No deposit to lock away. Just real, on-time payment history reported to all three bureaus — so you can build the track record lenders actually look at.
Your on-time payments get reported to all three major bureaus as a genuine credit account — the same record lenders see when they pull your file.
You don't take on a loan, carry a balance, or lock up your money. Building credit shouldn't cost you anything but the responsibility you already show.
To get credit you need history; to get history you need credit. CreditMax breaks that loop — giving the 106 million Americans who can't access credit at mainstream rates a real place to start.
Add your details and we'll reach out the moment early access opens. You're first in line, no commitment required.
When membership opens, we'll walk you through a simple setup. No complicated paperwork, no surprises.
From there, you focus on your life while your credit history grows — the foundation for the opportunities ahead.
Join the early access list and we'll let you know the moment membership opens.
CreditMax helps you build credit history; it doesn't guarantee approval for any loan or credit product. Results depend on your overall credit profile and each lender's criteria.
Source: Experian and Oliver Wyman, 2022.